Working Towards a College Fund?

An unfortunate trend in the U.S. is parents raiding their personal retirement accounts to fund their children’s college tuition. We like to remind people contemplating this decision that there are loans that exist for college expenses, but unfortunately there are no such loans for retirement expenses. Like most areas of finance, luck favors the prepared.

College Savings Plans

Most college savings plans have a major downfall. If you don’t start saving early enough, you will either have to take a significant amount of risk to catch up, or you have to save huge amounts in low risk/reward account. Either way the odds are not in your favor.

AVA™

At Altruistic, we recommend you start saving early to maximize the power of compound interest. Our Algorithmic Virtual Advisor™ will allow you to automate the process and constantly monitor your investments with optimized risk management.

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